https://itsmyroof.shop/ Independent, sourced answers about residential roofing in the US — materials, storm damage, insurance claims and cost. We do not install roofs, dispatch contractors, or sell leads. en-US https://itsmyroof.shop/questions/metal-roofing/can-you-put-a-metal-roof-over-shingle/https://itsmyroof.shop/questions/metal-roofing/can-you-put-a-metal-roof-over-shingle/Often yes, and frequently a bad idea. What the layer limit is, what a recover hides, and the three conditions that decide whether it is defensible. https://itsmyroof.shop/questions/metal-roofing/cost-does-a-metal-roof-cost/https://itsmyroof.shop/questions/metal-roofing/cost-does-a-metal-roof-cost/Exposed-fastener metal runs $500–$1,000 per square installed, standing seam $900–$2,500. Why the two differ so much, and why cost per year beats cost per square. https://itsmyroof.shop/questions/roof-leaks/does-home-insurance-cover-roof-leak/https://itsmyroof.shop/questions/roof-leaks/does-home-insurance-cover-roof-leak/Whether a roof leak is covered turns on what caused it, not on the leak itself. What adjusters generally evaluate, and why we cannot tell you how your claim will go. https://itsmyroof.shop/questions/insurance-claims/does-insurance-cover-roof-replace/https://itsmyroof.shop/questions/insurance-claims/does-insurance-cover-roof-replace/Covered when a sudden named peril caused it, not when the roof simply wore out. What decides which one an adjuster sees, and why the cheque is smaller than the estimate. https://itsmyroof.shop/questions/roof-lifespan-and-warranty/how-long-does-a-roof-last/https://itsmyroof.shop/questions/roof-lifespan-and-warranty/how-long-does-a-roof-last/Expected service life by material, and the three things that decide whether a roof reaches the top or the bottom of its range — ventilation, installation and climate. https://itsmyroof.shop/questions/measurement-and-pitch/how-to-calculate-roof-pitch/https://itsmyroof.shop/questions/measurement-and-pitch/how-to-calculate-roof-pitch/Pitch is rise over a 12-inch run, measured from inside the attic against a rafter. What the number decides, and the multiplier that turns a footprint into real roof area. https://itsmyroof.shop/questions/roof-leaks/how-to-find-a-roof-leak/https://itsmyroof.shop/questions/roof-leaks/how-to-find-a-roof-leak/Water almost never enters where the stain appears. How to trace a leak from inside the attic, the four places leaks actually start, and why the search itself belongs on the ground. https://itsmyroof.shop/questions/granule-loss-and-aging/how-to-remove-moss-from-roof/https://itsmyroof.shop/questions/granule-loss-and-aging/how-to-remove-moss-from-roof/Moss holds water against the shingle and does real damage, unlike algae. Why pressure washing destroys a roof, what a professional soft wash involves, and what it costs. https://itsmyroof.shop/questions/installation-and-diy/how-to-shingle-a-roof/https://itsmyroof.shop/questions/installation-and-diy/how-to-shingle-a-roof/Shingling a roof is steep-slope work over decking you cannot verify from the ground. Here is what the job actually involves, what a crew does, and what it should cost. https://itsmyroof.shop/questions/repair-and-emergency/how-to-tarp-a-roof/https://itsmyroof.shop/questions/repair-and-emergency/how-to-tarp-a-roof/Tarping is emergency mitigation, not a repair. What it is for, when a homeowner can do it and when they absolutely should not, and why documenting first matters for your claim. https://itsmyroof.shop/questions/roof-leaks/what-is-a-drip-edge-on-a-roof/https://itsmyroof.shop/questions/roof-leaks/what-is-a-drip-edge-on-a-roof/An L-shaped metal flashing at the eaves and rakes that throws water clear of the fascia. Cheap, code-required in most jurisdictions, and routinely left off. https://itsmyroof.shop/insurance/acv-vs-rcv/https://itsmyroof.shop/insurance/acv-vs-rcv/Actual cash value, replacement cost value, and recoverable depreciation explained. Why the first cheque is short, and the money many homeowners never claim. https://itsmyroof.shop/insurance/deductibles/https://itsmyroof.shop/insurance/deductibles/Why a 2% wind and hail deductible on a $400,000 home is $8,000, how to find yours before a storm, and why an offer to waive it exposes you. https://itsmyroof.shop/insurance/supplements/https://itsmyroof.shop/insurance/supplements/What a supplement is, why the adjuster's first estimate misses work that only appears at tear-off, and how the additional scope gets approved. https://itsmyroof.shop/insurance/denials-and-appeals/https://itsmyroof.shop/insurance/denials-and-appeals/The reasons roof claims get denied, what each one means, and the routes available afterwards including re-inspection, appraisal and your state department of insurance. https://itsmyroof.shop/insurance/adjusters/https://itsmyroof.shop/insurance/adjusters/Carrier adjusters, independent adjusters and public adjusters explained, including how public adjusters are paid and why their fees are state-regulated. https://itsmyroof.shop/insurance/scams/https://itsmyroof.shop/insurance/scams/The post-storm door-knock playbook end to end — what the contingency agreement commits you to, why the free inspection is not free, and the offer that exposes you. https://itsmyroof.shop/questions/roof-leaks/https://itsmyroof.shop/questions/roof-leaks/Roof leaks: sourced answers for US homeowners, each with a safety verdict and its sources. https://itsmyroof.shop/questions/metal-roofing/https://itsmyroof.shop/questions/metal-roofing/Metal roofing: sourced answers for US homeowners, each with a safety verdict and its sources. https://itsmyroof.shop/questions/insurance-claims/https://itsmyroof.shop/questions/insurance-claims/Insurance claims: sourced answers for US homeowners, each with a safety verdict and its sources. https://itsmyroof.shop/questions/roof-lifespan-and-warranty/https://itsmyroof.shop/questions/roof-lifespan-and-warranty/Lifespan & warranty: sourced answers for US homeowners, each with a safety verdict and its sources. https://itsmyroof.shop/questions/measurement-and-pitch/https://itsmyroof.shop/questions/measurement-and-pitch/Measurement & pitch: sourced answers for US homeowners, each with a safety verdict and its sources. https://itsmyroof.shop/questions/granule-loss-and-aging/https://itsmyroof.shop/questions/granule-loss-and-aging/Granule loss & aging: sourced answers for US homeowners, each with a safety verdict and its sources. https://itsmyroof.shop/questions/installation-and-diy/https://itsmyroof.shop/questions/installation-and-diy/Installation & DIY limits: sourced answers for US homeowners, each with a safety verdict and its sources. https://itsmyroof.shop/questions/repair-and-emergency/https://itsmyroof.shop/questions/repair-and-emergency/Repair & emergency response: sourced answers for US homeowners, each with a safety verdict and its sources. https://itsmyroof.shop/materials/asphalt-shingles/https://itsmyroof.shop/materials/asphalt-shingles/The default residential roof covering in the United States by a wide margin. Fiberglass mat, asphalt coating, mineral granule surface. Three distinct products https://itsmyroof.shop/materials/metal-roofing/https://itsmyroof.shop/materials/metal-roofing/Steel, aluminum, copper or zinc, in standing-seam panels with concealed fasteners or exposed-fastener corrugated sheet. The two fastening systems age complete https://itsmyroof.shop/materials/clay-and-concrete-tile/https://itsmyroof.shop/materials/clay-and-concrete-tile/Very long-lived and very heavy. The tile commonly outlasts the underlayment beneath it by decades, which means a tile roof is usually re-underlaid rather than https://itsmyroof.shop/materials/slate-roofing/https://itsmyroof.shop/materials/slate-roofing/Quarried stone. The longest-lived roof covering in common use and the least forgiving of unskilled work. Genuine slate roofing is a distinct trade from asphal https://itsmyroof.shop/materials/wood-shake/https://itsmyroof.shop/materials/wood-shake/Split shakes or sawn shingles, usually western red cedar. Restricted or banned outright in many wildfire-prone jurisdictions, and that restriction is the firs https://itsmyroof.shop/materials/synthetic-roofing/https://itsmyroof.shop/materials/synthetic-roofing/Engineered polymer shingles moulded to imitate slate or shake at a fraction of the weight. Young enough as a category that the long warranties have not yet be https://itsmyroof.shop/materials/flat-and-low-slope/https://itsmyroof.shop/materials/flat-and-low-slope/TPO, EPDM, PVC, modified bitumen and built-up roofing. Below roughly 2:12 a shingle roof is not watertight and a membrane is the only correct answer — this is https://itsmyroof.shop/ratings/ul-2218/https://itsmyroof.shop/ratings/ul-2218/How well a roof covering resists a hail-sized impact without cracking, fracturing or separating. https://itsmyroof.shop/ratings/ul-790-astm-e108/https://itsmyroof.shop/ratings/ul-790-astm-e108/How a roof covering performs against a fire coming from outside the building — a wildfire ember, a neighbour's house, a chimney spark. https://itsmyroof.shop/ratings/astm-d3161-d7158/https://itsmyroof.shop/ratings/astm-d3161-d7158/The wind speed an asphalt shingle has been tested to resist. Two different methods produce two different sets of class letters, and they are not interchangeab https://itsmyroof.shop/ratings/astm-d3462/https://itsmyroof.shop/ratings/astm-d3462/The baseline material specification a fiberglass asphalt shingle must meet to be called one. Manufacturers reference it on the wrapper. https://itsmyroof.shop/ratings/irc-r806-ventilation/https://itsmyroof.shop/ratings/irc-r806-ventilation/How much ventilating opening a vented attic must have, and the narrow conditions under which that requirement can be halved. https://itsmyroof.shop/ratings/irc-r905-ice-barrier/https://itsmyroof.shop/ratings/irc-r905-ice-barrier/Where an ice barrier must be installed at the eaves, and how far up the roof it has to reach. https://itsmyroof.shop/glossary/acv/https://itsmyroof.shop/glossary/acv/Replacement cost minus depreciation for age and wear. It is what an insurer pays first on a roof claim. https://itsmyroof.shop/glossary/adjuster/https://itsmyroof.shop/glossary/adjuster/The person who inspects the loss and writes the estimate. Carrier adjusters work for the insurer, independent adjusters are contracted by the insurer, and pub https://itsmyroof.shop/glossary/attic-ventilation/https://itsmyroof.shop/glossary/attic-ventilation/Balanced intake and exhaust openings that let outside air move through the attic, carrying heat and moisture out. https://itsmyroof.shop/glossary/bundle/https://itsmyroof.shop/glossary/bundle/The package shingles are sold in. Three bundles of standard architectural shingle cover one square; heavier designer lines take four or five. https://itsmyroof.shop/glossary/contingency-agreement/https://itsmyroof.shop/glossary/contingency-agreement/A contract making the roofing work contingent on the insurance claim being approved — commonly signed at the door before any adjuster has inspected. https://itsmyroof.shop/glossary/counterflashing/https://itsmyroof.shop/glossary/counterflashing/A second layer of flashing set into or over a wall or chimney that covers the top edge of the base flashing. https://itsmyroof.shop/glossary/chimney-cricket/https://itsmyroof.shop/glossary/chimney-cricket/A small peaked structure built on the up-slope side of a chimney to divert water around it instead of letting it pool against the masonry. https://itsmyroof.shop/glossary/roof-deck/https://itsmyroof.shop/glossary/roof-deck/The structural sheathing — plywood, OSB, or on older homes plank boards — that everything else on the roof is fastened to. https://itsmyroof.shop/glossary/deductible/https://itsmyroof.shop/glossary/deductible/The amount you pay before insurance pays anything. On wind and hail it is often a percentage of the dwelling coverage limit rather than a flat dollar figure. https://itsmyroof.shop/glossary/drip-edge/https://itsmyroof.shop/glossary/drip-edge/An L-shaped metal flashing installed along the eaves and rakes that directs water off the roof edge and away from the fascia. https://itsmyroof.shop/glossary/eave/https://itsmyroof.shop/glossary/eave/The lower edge of a roof, usually overhanging the wall, where gutters are hung and intake ventilation enters. https://itsmyroof.shop/glossary/fascia/https://itsmyroof.shop/glossary/fascia/The vertical board that closes off the ends of the rafters at the eave, and what the gutter is normally attached to.